The average cost of a 3-day hospital stay is around $30,000.¹ If you require hospitalization, all your expenses may not be covered by private insurance or Medicare. Out-of-pocket expenses, including deductibles and co-pays, are growing—meaning you may be responsible for more of the hospital bill.

Hospital indemnity insurance plans provide payment in the event of a hospital stay, in addition to any other coverage you receive, including Medicare. As a result, the cash benefits can help reduce any financial stress during your time of need.

Enhance your hospital indemnity insurance coverage with our optional rider. This rider pays benefits to help cover the out-of-pocket costs of hospital admissions, emergency room visits and ambulance trips. The optional rider is offered at additional cost and can help lessen your family’s financial burden in the event of hospitalization.