Hospital Indemnity Insurance in Bangor, Maine

Page loading image
Find an Agent

Hospital Indemnity Insurance

In Bangor, Maine

In Bangor, Maine

Help at every step of the way. Call (888) 525-8019.

Find an Agent in Bangor

WHAT IS HOSPITAL INDEMNITY INSURANCE IN Bangor?

Hospital indemnity insurance complements your existing health insurance plan by paying you cash benefits when you’re hospitalized due to covered accidental injury or sickness.
promo picture

Why hospital indemnity insurance in Bangor? Bangor, Maine

The average cost of a hospital stay is over $11,000.¹ If you require hospitalization, all your expenses may not be covered by private insurance or Medicare. Out-of-pocket expenses, including deductibles and co-pays, are growing—meaning you may be responsible for more of the hospital bill.

Hospital indemnity insurance plans provide payment in the event of a hospital stay, in addition to any other coverage you receive, including Medicare. As a result, the cash benefits can help reduce any financial stress during your time of need.
Daily hospital stay—Paid per day of inpatient hospital stay for days one through 31 per one period of hospital confinement.²
Paid per day of inpatient hospital stay for days one through 31 per one period of hospital confinement.²
Intensive care unit—Payable per day of hospital admission in a hospital ICU. Payable only when the daily hospital stay is payable.
Payable per day of hospital admission in a hospital ICU. Payable only when the daily hospital stay is payable.
Observation room—Payable per day of admission for up to three days per calendar year when you receive certain services in a hospital observation room for at least 12 hours.
Payable per day of admission for up to three days per calendar year when you receive certain services in a hospital observation room for at least 12 hours.

Optional rider (offered at an additional cost) in Bangor, Maine

Enhance your hospital indemnity insurance coverage with our optional rider. This rider pays benefits to help cover the out-of-pocket costs of hospital admissions, emergency room visits and ambulance trips. The optional rider is offered at additional cost and can help lessen your family’s financial burden in the event of hospitalization.
Paid once per calendar year on the first day you are admitted into the hospital for an inpatient stay.
Payable per visit to an emergency room,³ up to a maximum of two visits per calendar year.
Payable for up to two trips per calendar year to an emergency room only.

Product features in Bangor, Maine

Renewability for life

Your policy will remain in force for life if you pay the required premiums⁴ on time.

Flexibility

Because cash payments are paid directly⁵ to you, you have no restrictions on how you use your benefit payments.

Portability

Allows you to keep your policy, even if you change jobs, move to a new state, retire, or go on Medicare.

Learn how you can prepare for long-term care needs in Bangor, Maine

Find out how Bankers Life long-term care insurance can offer you or a loved one the flexibility and independence you deserve.
Policies are underwritten by Bankers Life and Casualty Company, except policies issued in New York, which are underwritten by Bankers Conseco Life Insurance Company.
Page loading image
Learn more about your options—speak to an agent
Phone icon
for more information
Required*
Page loading image
By clicking “Speak To An Agent,” you consent to being contacted by a Bankers Life insurance agent/producer.
Thank you for contacting us. Your request is very important to us and a local Bankers Life® insurance agent will contact you to answer your questions.
Thank you for your interest in Bankers Life®, at this time more information is needed. CONTACT US TODAY: (800) 624-9099 with the information that you have requested.
About Bankers Life in Bangor, Maine
Bankers Life in Bangor, Maine is here to help you build a plan that provides security and peace of mind. With Medicare Supplement insurance, life insurance, long-term care insurance, supplemental health insurance and annuities, we can help you plan for medical expenses, protect your life savings, provide for your loved ones and more. Visit us at our Bangor, Maine location, or contact us at (888) 525-8019. Get a quote today!

Areas We Serve near Bangor, Maine