Whole Life Insurance in Sauquoit, New York
Whole Life Insurance
In Sauquoit, New York
In Sauquoit, New York
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WHAT IS WHOLE LIFE INSURANCE IN Sauquoit?
Whole life insurance offers lifetime protection that builds cash value at a guaranteed interest rate. Permanent life insurance can help cover long-term needs, such as paying for final expenses, supplementing income, or paying off debts.
Product features and benefits in Sauquoit: in Sauquoit, New York
Many individuals have a lifelong need for life insurance. Whole life insurance is a valuable option because it provides financial protection for your entire lifetime. In addition to a guaranteed death benefit, enjoy the advantages of building long-term cash value, which can be tapped into for any need via policy loans.
Level premium payments
Guaranteed death benefit
Simplified issue options
Build and access long-term cash value
Protects for your entire lifetime, rather than for a defined number of years¹
Death benefits are generally tax-free to your named beneficiaries and avoid the delays and expenses of probate, in most cases
COMPARE DIFFERENT TYPES OF BANKERS LIFE WHOLE LIFE INSURANCE POLICIES in Sauquoit, New York
Bankers Life offers a variety of whole life insurance products to meet the unique needs of our customers. Depending on your age, budget and financial goals, check out the chart below to find the Bankers Life whole life insurance policy that checks all your boxes.
Product features and benefits | BasicLife | BasicLife Graded | InnovativeLife SP I | InnovativeLife SP II | SecureView |
Death benefit amounts
as low as $2,500 | |||||
Available ages | 17—49 and 50—85 | 50—85 | 0—85 | 0—85 | 17—75 |
Guaranteed renewable
for life | |||||
Single premium payment | |||||
Level premium payments, so
out-of-pocket costs never change | |||||
Death benefit guaranteed
not to change | |||||
Long-term cash value buildup | |||||
Access to your policy’s cash value through loans | |||||
Riders to enhance your policy | |||||
Automatic premium loan provision | |||||
Protects for your entire lifetime, rather than for a defined number of years | |||||
Face amounts as low as $30,000 | |||||
Avoids the delay and expense of probate, in most cases | |||||
Death benefits are generally tax-free to your named beneficiaries |
Lasting protection in Sauquoit, New York
Additional benefits available with your BasicLife, SecureView®, or InnovativeLife SP whole life insurance policies
- Pay for final expenses.
- Supplement income/retirement.
- Pay off debt.
- Fund a college education.
- Create an emergency fund.
- Pay for medical bills.
- Leave an inheritance to children or grandchildren.
How do I know if I’m eligible? Sauquoit, New York
- The first step in getting whole life insurance coverage is completing an application.
- Next, our underwriters will review your medical history to determine if your application is acceptable, and to identify your risk classification.
- You may need to complete a medical exam.
- Your premium amount will be determined by the amount of insurance coverage you request, plus your age, gender and risk classification.
Learn how you can prepare for long-term care needs in Sauquoit, New York
Find out how Bankers Life long-term care insurance can offer you or a loved one the flexibility and independence you deserve.
Policies are underwritten by Bankers Life and Casualty Company, except policies issued in New York, which are underwritten by Bankers Conseco Life Insurance Company.
Customize your policy with optional riders* in Sauquoit, New York
*Riders may be subject to underwriting and availability. See agent for complete description and rules of each rider and benefit, including limitations and exclusions.
Learn more about your options—speak to an agent
for more information
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About Bankers Life in Sauquoit, New York
Bankers Life in Sauquoit is here to help you build a plan that provides security and peace of mind. With Medicare Supplement insurance, life insurance, long-term care insurance, supplemental health insurance and annuities, we can help you plan for medical expenses, protect your life savings, provide for your loved ones and more. Visit us at our Sauquoit, New York location, or contact us at (888) 525-8019. Get a quote today!
Areas We Serve near Sauquoit, New York
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