Medicare Supplement Insurance in Charlotte, North Carolina
Medicare Supplement Insurance
In Charlotte, North Carolina
In Charlotte, North Carolina
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WHAT IS MEDICARE SUPPLEMENT INSURANCE?
Medicare Supplement insurance is sold by private companies. Sometimes called "Medigap," it can help you pay for out-of-pocket health care expenses that Medicare doesn't cover, such as deductibles, coinsurance, copayments or outpatient services.
Benefits of Medicare Supplement Insurance
Medicare Supplement insurance helps protect you from unexpected out-of-pocket health care costs, while also giving you freedom to choose your own doctors and enjoy permanent coverage that you can keep even if your health changes.
Helps lower your out-of-pocket costs
Offers coverage that travels with you†
Provides permanent coverage, even if you develop health problems
Allows you to visit any doctor or any hospital that accepts Medicare—no networks, no referrals needed‡
What Are the Four Parts of Medicare and What Do They Offer? Charlotte, North Carolina
Medicare Parts A and B are known as “Original Medicare.” Parts C and D are voluntary coverages.
Medicare Part A Hospital insurance
Covers inpatient hospital stays, up to 100 days of care in a skilled nursing facility, hospice care and some home health care
Medicare Part B Medical insurance
Covers certain doctors' services, outpatient care, medical supplies and preventive services
Medicare Part C Medicare Advantage
Includes benefits equal to Parts A and B. Offers additional benefits that vary, usually within a certain provider network, depending on the company and plan you choose
Medicare Part D Prescription drug coverage
Covers many medications that are prescribed by your doctor or other qualified health professionals