Term Life Insurance in Romney, West Virginia
Term Life Insurance In Romney, West Virginia
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WHAT IS TERM LIFE INSURANCE IN Romney?
Product features and benefits in Romney: in Romney, West Virginia
¹Dependent upon age of insured.
Why convert my term life insurance policy to a permanent policy? Romney, West Virginia
With the ReliaTerm policy’s conversion feature, you may be able to continue your insurance protection. Simply choose any form of level-premium, permanent life insurance policy from Bankers Life, and we'll convert your policy without requiring proof of insurability. Policies are convertible to age 70 or for five years, whichever comes later.
Bankers Life offers a conversion credit (term conversion allowance) to policyholders up to age 60 and through the 61st month that the ReliaTerm policy has been in force. Conversion allowance percentages do not apply to the supplement benefits or riders.
How do I know if I’m eligible? Romney, West Virginia
- The first step in getting term life insurance coverage is completing an application.
- Next, our underwriters will review your medical history to determine if your application is acceptable, and to identify your risk classification.
- You may need to complete a medical exam.
- Your premium amount will be determined by the amount of insurance coverage you request, plus your age, gender and risk classification.
Customize your policy with optional riders* in Romney, West Virginia
*Riders may be subject to underwriting and availability. See agent for complete description and rules of each rider and benefit, including limitations and exclusions.